Woman who owns a small business start-up is on her cell phone in her flower shop typing on a laptop.

小型企业创业策略

Tips to help you remove some risk from starting your small business.

Have a brilliant idea for a product or service that you're sure the world needs? You're not alone and t在这里 is a lot of competition. 事实上,只是 20% of new businesses survive their first year, and only one-third of those still exist after 10 years, according to the U.S. 劳工统计局.

长期坚持下去? 的n use these strategic planning tips to help cement your chances of success.

正式一点

Every state establishes different rules and regulations regarding business setup and operation. 的 choice you make will also affect other small business concerns such as tax liabilities. Before you decide what's best for you, consult both your legal and tax advisers.

除了, the specific industry you're in may require a license from federal, 州或地方实体. 最后, professional memberships or associations may offer additional training, 网络或晋升的可能性. 一个好的资源? 的 小型企业管理局网站.

建立关系网

Business people who have survived — and thrived — are often not only willing to listen, 但也要提供支持和见解. And those individuals don't have to be in the same field; they've likely been affected by some of the same pressures, such as finding and keeping employees and market fluctuations that will impact your business. Build your network and seek out the eyes and ears of those who can help you avoid stumbling.

找到支持

如果你是一个女人, service-disabled veteran or member of a socially or economically disabled group, t在这里 may be programs that aim to assist you in qualifying for contracts or obtaining funding. T在这里's also assistance for businesses located in both urban and rural communities in what are known as historically underutilized business zones. 欲了解更多信息,请查看 U.S. 小型企业管理局网站.

建立边界

It may be tempting to use personal funds, especially for startup costs. But as you begin your small business planning, it's best to slowly 创建一个单独的业务基金 that is, for example, accumulated from side work. 除了, 开设一个商业银行账户, business credit card and separate record keeping from your own personal assets.

在你能保护的时候保护你能保护的

对于许多小店来说, sick days and vacation days can end up disrupting the normal flow of business. What happens to your business if you suffer a critical injury or develop a serious chronic illness? 除了健康和人寿pp王者电子官网残障pp王者电子官网 may help round out a business financial plan to protect your income. A 商业pp王者电子官网单 may also be used to help cover the costs of possible liability claims.

的 information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. 的 information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. 的se suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

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